ConfigRisk is an AI-first specialty wholesale brokerage designing insurance programs for the construction industry, where the risks are real, the stakes are rising, and the market is underserved.
Configured Solutions. Built for Construction Risk.
Construction risk is dynamic, layered, and contract-driven. Delays cascade. Subcontractor failures ripple. Technology is reshaping jobsites faster than standard policy forms are being rewritten. And when something goes wrong, the financial consequences don't stop at the loss event — they travel through every contract in the chain.
ConfigRisk was formed to close that gap. We configure coverage architectures specific to the operational profile of each contractor — analyzing how they build, contract, scale, and transfer risk, then deliberately aligning limits, triggers, endorsements, and conditions to match actual exposure. We don't adapt programs from other industries. We build them for this one.
Construction risk isn't generic. The coverage shouldn't be either.
85%
of construction projects experience cost overruns or delays, most without adequate insurance coverage for the financial consequences1
48%
of construction contractors report their insurance coverage has not kept pace with the contractual risk in their current project agreements2
$54M
Average cost of a construction dispute globally, most triggered by contractual events that standard policies were never designed to cover3
<25%
of construction projects completed within 10% of original deadline, the gap between schedule risk and insurance protection remains largely unaddressed4
1 McKinsey Global Institute, The Construction Productivity Imperative ·
2 Travelers Risk Index 2024 ·
3 Arcadis, Global Construction Disputes Report 2024 ·
4 McKinsey Global Institute, The Construction Productivity Imperative
Why ConfigRisk
Not Another Generalist
We bring deep construction knowledge, technical underwriting expertise, and programs designed for how contractors actually operate — so your clients get coverage that actually fits.
Construction-Native Underwriting
We don't adapt programs from tech, manufacturing, or professional services and call them construction coverage. Every risk appetite, policy form, and pricing model is built around how contractors actually operate — BIM platforms, connected jobsites, complex subcontractor chains and all.
Wholesale, Not Retail
We exist to make your retail agency look good. ConfigRisk provides the specialty product, the market access, and the technical depth — while you own the client relationship. Your clients see expertise. You see margin.
Emerging Risk Intelligence
Our leadership team has roots in risk analytics, insurtech, and emerging technology. We understand how technology is reshaping construction operations and we build that understanding into every program — before the market catches up.
Integrated Technology + Coverage
Our programs don't just transfer risk — they reduce it. Coverage is bundled with technology tools, risk assessments, and claims management capabilities from day one, for better outcomes across the project lifecycle.
Flagship Program
CyberGuard: Cyber Insurance for Construction
The first cyber insurance program designed for the construction industry from the ground up, not adapted from tech, not borrowed from another sector.
$2.73M
Average Ransomware Recovery Cost Per Incident, Before Any Ransom Payment1
41%
Year on Year Increase in Construction Firms Listed on Ransomware Data Leak Sites2
3rd
Most Targeted Industry for Ransomware, Behind Manufacturing and Professional Services3
<5%
Contractors Estimated to Carry Adequate Cyber Coverage for Their Actual Exposure4
1 Sophos, State of Ransomware 2024 ·
2 ReliaQuest, Construction Sector Cyber Threat Report 2024 ·
3 ReliaQuest, Q1 2024 Ransomware Report ·
4 Industry analysis: Travelers Risk Index 2024; MoneyGeek / NetDiligence 2025
Purpose Built Coverage
Construction Specific Cyber
Underwriting criteria, policy forms, and pricing built around how contractors actually operate, from BIM platforms and project management tools to connected jobsite equipment.
GC, specialty sub, and trade contractor eligible
Connected jobsite and OT exposure coverage
Subcontractor cyber liability
Project delay and business interruption
Integrated Security
Bundled Risk Reduction
CyberGuard doesn't just transfer risk, it reduces it. Every policy includes security tools and incident response capabilities bundled in from day one.
Managed endpoint detection and response
Cybersecurity risk assessments
Employee awareness training
24/7 incident response retainer
Wholesale Distribution
Built for Broker Partners
We designed CyberGuard to make retail agents the hero. You bring the client relationship and we bring the specialty product, technical depth, and underwriting support.
Competitive wholesale commissions
Fast track quoting and binding
Co branded marketing materials
Dedicated broker support team
Ready to Build?
Bring CyberGuard to Your Construction Clients
Whether you're a retail agent, carrier, or reinsurer, we'd like to hear from you.
Whether you're a retail broker, carrier, or reinsurer, fill out the form and we'll be in touch within one business day.
Privacy Policy
Effective Date: February 23, 2026
1. Information We Collect
We collect information you provide directly, including when you submit an inquiry form or contact us via email. This may include your name, email address, company name, role, state, and any information included in your message.
2. How We Use Your Information
We use the information we collect to respond to your inquiries, process appointment requests, communicate about our programs and services, and improve our website and offerings. We do not sell your personal information to third parties.
3. Sharing of Information
We may share your information with our carrier partners (currently Mosaic Insurance) and platform partners (SecondSight) as necessary to process your inquiry or facilitate an appointment. We require these parties to maintain the confidentiality of your information.
4. Data Retention
We retain personal information for as long as necessary to fulfill the purposes described in this policy and comply with applicable legal obligations. Inquiry data is generally retained for up to three years.
5. Your Rights
Depending on your jurisdiction, you may have the right to access, correct, or request deletion of personal information we hold about you. To exercise these rights, contact us at info@configrisk.com.
6. Cookies and Analytics
Our website may use standard analytics tools to understand site traffic and usage patterns. We do not use tracking cookies for advertising purposes. You may disable cookies through your browser settings without affecting core site functionality.
7. Security
We implement reasonable technical and organizational measures to protect the personal information we hold. No internet transmission is completely secure, and we cannot guarantee absolute security.
8. Changes to This Policy
We may update this Privacy Policy periodically. We will notify you of significant changes by updating the effective date and, where appropriate, via email.
9. Contact
Questions about this policy? Contact ConfigRisk Group LLC at info@configrisk.com.
Terms of Service
Effective Date: February 23, 2026
1. Acceptance of Terms
By accessing or using the ConfigRisk Group website or submitting any form on this site, you agree to be bound by these Terms of Service. If you do not agree, please do not use this site.
2. Nature of Service
ConfigRisk Group LLC is a specialty wholesale insurance program broker. This website provides general information about our programs and serves as a point of contact for prospective distribution partners. Nothing on this site constitutes a binding insurance agreement, coverage offer, or commitment to appoint any party.
3. Not Insurance or Legal Advice
Content on this site is for informational purposes only and does not constitute insurance, legal, or financial advice. Coverage terms, availability, and pricing are subject to the applicable policy and carrier underwriting guidelines. Consult a licensed insurance professional for advice specific to your situation.
4. Intellectual Property
All content on this site — including text, graphics, logos, and program materials — is the property of ConfigRisk Group LLC or its licensors and is protected by applicable intellectual property laws. You may not reproduce or distribute any content without prior written permission.
5. Limitation of Liability
ConfigRisk Group LLC shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of this website or reliance on information contained herein. Our total liability for any claim arising from use of this site shall not exceed $100.
6. Third Party Links
This site may link to third party sites, including cyberguard.build and carrier or platform partners. We are not responsible for the content or privacy practices of those sites.
7. Governing Law
These Terms are governed by the laws of the Commonwealth of Pennsylvania, without regard to conflict of law principles. Any disputes shall be resolved in courts located in Philadelphia County, Pennsylvania.
8. Changes to Terms
We reserve the right to modify these Terms at any time. Continued use of the site after changes are posted constitutes acceptance of the revised Terms.